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What is Cobra? And how do I figure this out? There is a huge challenge faced by many people today; you've just been leg go by your employer. Basically, you have no income, and no health insurance benefits. Currently, the last thing you want to do is send money to your ex-employer for health insurance benefits. However, that is most likely what you'll need to do. Are you covered? You are likely eligible to be covered by your employer's COBRA health insurance plan. You must pay the premiums yourself; you will be eligible to remain covered, without any lapse in benefits, by your previous employers plan. What is COBRA and how do I get it? Prior to 1986, loss of employment would also mean loss of you and your families health insurance coverage (if they were also covered by your employer). colonel penn insurance health insurance,georgia ceu insurance mass health insurance